Everyone, like to be debt-free but strategic ways and Guide is needed to be Debt Free / EMI Free. A proper planning is needed in this era of gadgets and easy loan options. Financial cooperation offered a lot of easy money option in terms of no paperwork personal loan and credit card.
Debt-free, people make really simple mistakes (of course forced by the lenders) that push them into more debt and not out of it. So, we guide you how you can avoid such mistakes in the first place and then plan a way out of it.
Debt is dangerous as it builds a false belief of “affordability” in our mind. “If we can pay the loan EMIs, it means it is affordable”.
But The real definition is, “If we have enough savings for a thing, it means we can afford to buy it”.
If one's income can support regular EMI payments, what debt do silently is creating financial dependency. Under debt, people become slaves of their jobs.
Debt-free people are not those people who have not taken a debt ever. Instead, most of them were knee-deep in debt at some point in their life. When they were drowning at that moment they realized the power of “debt-free living”.. They do not use credit cards to buy cars just because they can afford their EMIs.
Are you having trouble paying off a credit card? Do you feel like you never have a chance to start saving? We will review your income and expense picture to help you get on a better path to a safe financial future.