"AMFI-Registered Mutual Fund Distributor"

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Health Insurance

We at Gain Orbits provide the best available and trusted Health Insurance Policy to you which will take care of your Family in the need of a Medical Emergency.

Health Insurance is a type of insurance that offers coverage to the policyholder for medical expenses in case of a health emergency. A health insurance plan chosen by the insured provides coverage for different expenses including surgical expenses, day-care expenses, and critical illness, etc.

A health insurance policy is a contract between the insurer and policyholder in which the insurance company provides financial coverage for medical expenses incurred by the insured.

Types of health Insurance

  • Individual Health Insurance

A Health Insurance Plan taken for single or multiple individuals with individual coverage.

  • Family Floater Health Insurance

A Health Insurance Plan by a family consisting of (Self, Spouse, Parents, & Kids) with a combined coverage limit.

  • Senior Citizen Health Insurance

A Health Insurance Plan for senior citizens who missed opting an Insurance coverage in they 50s, are eligible to enroll under this plans, but with some inbuilt limitations varies as per companies and plans, (COPAY, Sublimit, etc). This plans can be taken by couple or individual. Premium are bit higher in some cases.

  • Personal Accident Insurance
  • Group Health Insurance

Coverage offered for employees of any corporate or SMEs. 

  • Super Topup Health Insurance

A Special Health Insurance plan that can be availed as an additional product even when you hold a group insurance (employer provided) or a standalone health insurance).  This product comes with higher coverage limits with lesser premiums, so you are safeguarding your savings in case of any massive claims occur. 

Benefits of Health Insurance

  • Cashless Medical Treatment
  • Coverage of Pre & Post Hospitalization Expenses
  • No Claim Bonus
  • Reimbursement
  • Medical Check-Up
  • Tax Benefits
  • Pre-Existing Disease Coverage*

Group Mediclaim Insurance

It is the second variant of Mediclaim which covers a group of individuals simultaneously. This form of insurance includes the category of Employer’s Health Insurance Cover wherein the sum assured normally varies between Rs. 15,000 and Rs.5, 00,000.

What is the perfect age to obtain Mediclaim /Health Insurance

Most of the people live in a dilemma that they would require Health Insurance only at their older ages, but the fact is you might miss a change of obtaining a regular insurance plan, (due to some specific medical conditions) or age-based copay or loadings would be implied.

So it is always better to obtain Adequate Health Insurance coverage at the earliest.